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Common Auto Insurance Terms
- Personal injury protection - This is a type of no-fault insurance coverage that pays medical bills and lost wages in the event of an auto accident in Florida. This medical coverage is under your own policy, regardless of who is at fault.
- Bodily injury liability - This car insurance coverage pays for injuries a driver causes to other people, including other drivers, passengers and pedestrians. The policy covers medical expenses and lost wages, as well as legal and funeral expenses in some cases.
- Property damage liability coverage - As a part of a car insurance policy, it helps pay to repair the damage you cause to another person's vehicle or property. This coverage typically helps cover the cost of repairs if you are at fault for a car accident that damages another vehicle or property.
- Uninsured motorist bodily injury (UM or UMBI) - This policy covers you, the insured members of your household and your passengers for bodily / personal injuries, damages or death caused by an at-fault driver who is uninsured or doesn’t have enough insurance.
- Comprehensive coverage - This coverage helps pay to replace or repair your vehicle if it is stolen or damaged and in an incident that is not a collision. Some examples of covered losses under comprehensive include fire, vandalism or falling objects.
- Collision insurance - This coverage helps pay to repair or replace your car if it has been damaged in an accident with another vehicle or object.
Ask About Our Referral Program
Refer a friend to Jaguar Insurance and get a $10 gift card! Call our agency at (772) 781-8076 today for more details. If we miss your call, you'll hear back the same day, and usually within the same hour.
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